Thursday, November 12, 2015



  1. Consolidate your super accounts.  Multiple accounts means multiple fees.

  2. Make sure you have all your super entitlements.  Go to SuperSeeker to find any lost accounts.

  3. Top up with voluntary contributions; it is one of the best investments you can make.

  4. See if you are eligible for the Federal Governments's co-contributors scheme, which can deliver a 50% boost to deposits.

  5. Check that the insurance in your super meets your needs.

  6. Tailor your investment risk to your age.  In general, young people should be more prepared to take on risk then older people.

  7. Think twice, and maybe even three times, before setting up your own self-managed super fund - and source quality advice.

  8. If you are over 55, consider a transition-to-retirement strategy.

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